Savings Accounts

Clear Lake: 641-357-7121
Mason City West: 641-423-7121
Mason City Downtown: 641-423-2457
Garner: 641-923-3621

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

We've got an account for every kind of saver.

Account	Student Savings Age 23 or under	Simple Savings	Premium Savings	Health Savings Account
Minimum balance required to open and maintain account	$25	$100	Tiered Below $10,000 $10,000-$49,999 $50,000-$99,999 $100,000-$249,999 $250,000-$999,999 $1,000,000+	$0 Download our HSA brochure (Opens in a new Window) for full details.
No service charge if minimum balance met. Monthly service charge if balance falls below minimum balance required.	$2	$5	$10/month if balance falls below $10,000.	$2 Fee cannot be waived for HSA accts.
Interest Bearing	Yes; accrues daily and credited to account bi-annually. View current rates.	Yes; accrues daily and credited to account bi-annually. View current rates.	Yes; accrues daily and credited to account bi-annually. Rates subject to change daily without notice. View current rates.	Yes; accrues daily and paid monthly.
Additional Details	Jr. Sailors Club account available for students 13 and under. Earn prizes and track savings via our app.
	Open Account (Opens in a new Window)	Open Account (Opens in a new Window)	Open Account (Opens in a new Window)	View Brochure (Opens in a new Window)

Service charge waived if minimum balance requirement met.
Fees could reduce earnings on account.
For Premium Savings Account:
- Lowest tier balance must be met to avoid service charge.