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Savings/Money Market Accounts

 

Account Type Click arrows below for more info Minimum Opening Balance Minimum Balance Tiered Interest Rate Interest Rate Comparison
Health Savings Account (HSA) Click for more info $0 $0 No N/A

Health Savings Account

A Health Savings Account (HSA) allows you to save for future medical expenses. You control the funds in your HSA and decide when and how you want to use them in conjunction with your qualified deductible health plan. Account features include:

  • Available as a tax-advantaged medical savings account for taxpayers who are enrolled in a high deductible health plan.
  • Contributions are not subject to federal income tax at the time of deposit. They are considered pre-tax deductions from a pay check.
  • Funds roll over and accumulate year after year if not spent.

 

Student Savings Click for more info $25 $25 No $

Student Savings

Our student savings account is reserved for full-time students age 22 and under. It's the perfect first-time savings account for any student. Account features include:

  • $25 Minimum Balance to Avoid $2 Monthly Service Charge
  • Customized E-Statements (optional)
  • E-mail Balance & Activity Alerts
  • Per government regulations:
    • You can make UNLIMITED DEPOSITS to this account.
    • You can make UNLIMITED IN PERSON WITHDRAWALS from this account. In person means physically visiting the bank or an ATM.
    • You can make up to 6 "CONVENIENCE" WITHDRAWALS from this account per month. A convenience withdrawal is conducted via the Internet, telephone, or draft.

 

Regular Savings Click for more info $100 $100 No $

Regular Savings

Our Regular Savings account is the perfect fit for any savings plan and offers a low minimum balance to get started. Features include:

  • $100 Minimum Balance to Avoid a $2 Monthly Service Charge
  • Customized E-Statements (optional)
  • E-mail Balance & Activity Alerts
  • Per government regulations:
    • You can make UNLIMITED DEPOSITS to this account.
    • You can make UNLIMITED IN PERSON WITHDRAWALS from this account. In person means physically visiting the bank or an ATM.
    • You can make up to 6 "CONVENIENCE" WITHDRAWALS from this account per month. A convenience withdrawal is conducted via the Internet, telephone, or draft.

 

Regular
Money Market
Click for more info $1,000 $1,000 Yes $$

Regular Tiered Money Market

Our Regular Tiered Money Market is perfect for those funds over $1,000 that you want access to at any time. It features a tiered interest rate structure to ensure you are always getting the best interest rate on your funds!

  • $1,000 Minimum Balance to Avoid a $10 Monthly Service Charge
  • Customized E-Statements (optional)
  • E-mail Balance & Activity Alerts
  • Tiered Interest Rate Structure (the higher the balance, the higher the interest rate):
    • $ 1,000 - $ 2,499
    • $ 2,500 - $ 4,999
    • $ 5,000 - $ 9,999
    • $10,000+
  • Per government regulations:
    • You can make UNLIMITED DEPOSITS to this account.
    • You can make UNLIMITED IN PERSON WITHDRAWALS from this account. In person means physically visiting the bank or an ATM.
    • You can make up to 6 "CONVENIENCE" WITHDRAWALS from this account per month. A convenience withdrawal is conducted via the Internet, telephone, or draft.

 

Pinnacle Money Market Click for more info $25,000 $25,000 Yes $$$$

Pinnacle Money Market

Our Pinnacle Money Market account is a high balance, high return account that provides quick access to your funds.

  • $25,000 Minimum Balance to Avoid a $25 Monthly Service Charge
  • Customized E-Statements (optional)
  • E-mail Balance & Activity Alerts
  • Tiered Interest Rate Structure (the higher the balance, the higher the interest rate):
    • $ 25,000 - $ 49,999
    • $ 50,000 - $ 99,999
    • $100,000 - $249,999
    • $250,000 - $500,000
    • $500,000+
  • Per government regulations:
    • You can make UNLIMITED DEPOSITS to this account.
    • You can make UNLIMITED IN PERSON WITHDRAWALS from this account. In person means physically visiting the bank or an ATM.
    • You can make up to 6 "CONVENIENCE" WITHDRAWALS from this account per month. A convenience withdrawal is conducted via the Internet, telephone, or draft.