Home Loan Center
Local decisions. Local service. Feels like home!
At Clear Lake Bank & Trust, we understand buying or refinancing a home is one of the biggest financial decisions you will make. As a locally owned bank since 1934, we’re here to simplify the process for you with:
• simple online mortgage applications;
• convenient locations in Clear Lake, Garner and Mason City;
• an experienced staff of lending experts;
• competitive interest rates;
• low closing costs;
• local servicing of your loan, meaning your loan will remain with Clear Lake Bank & Trust for the
life of your loan.
Exciting Incentives in 2016:
Clear Lake Bank & Trust has announced several grant programs for qualified families towards down payments and closing costs. One of the federal tax credits available will be equal to 50% of the mortgage interest paid up to $2,000 for the life of the loan!
We also are excited to announce a 97% financing option for qualified first time buyers or those who have not purchased a home in the past 3 years.
For details about these incentives, contact one of our lenders today!