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Home Loan Center

Local decisions.  Local service.  Feels like home!

At Clear Lake Bank & Trust, we understand buying or refinancing a home is one of the biggest financial decisions you will make. As a locally owned bank since 1934, we’re here to simplify the process for you with:

• simple online mortgage applications;

• convenient locations in Clear Lake, Garner and Mason City;

• an experienced staff of lending experts;

• competitive interest rates;

• low closing costs;

• local servicing of your loan, meaning your loan will remain with Clear Lake Bank & Trust for the
life of your loan.


Exciting Incentives in 2015: 

Clear Lake Bank & Trust has announced several grant programs for qualified families towards down payments and closing costs. One of the federal tax credits available will be equal to 50% of the mortgage interest paid on the life of the loan!

We also are excited to announce a 97% financing option for qualified first time buyers or those who have not purchased a home in the past 3 years. 

For details about these incentives, contact one of our lenders today!

 

                           

 Robin Bratvold
NMLS #412045 
Clear Lake
355.2218

Cheryl Kurtzleben
NMLS #594062 
Mason City West
428.9511 

Joy Olson
NMLS #412053
Downtown Mason City
428.9409

 Chip Thiedeman
NMLS #412058
Garner
923.2606