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Home Loan Center

Local decisions.  Local service.  Feels like home!

Buying or refinancing a home is one of the biggest financial decisions you will make. We're here to simplify the process for you with:
 

 simple online mortgage applications;

convenient locations in Clear Lake, Garner and downtown Mason City and westside Mason City;

 an experienced staff of lending experts;

 competitive interest rates;

 low closing costs;

 local servicing of your loan - your loan remains with Clear Lake Bank & Trust for the life of the loan.

 

Ask our lenders about tax credits and grant programs for qualified individuals. These programs assist with down payments and closing costs. One federal tax credit available is equal to 50% of the mortgage interest paid up to $2,000 for the life of the loan!

New to homeownership or haven't purchased in 3 years? Ask about our 97% financing option for qualified buyers.  

For details about these incentives, contact one of our lenders today!

 

Clear Lake Bank & Trust Real Estate Team 

          

Cheryl Kurtzleben
Vice President,  
Real Estate Lending 

NMLS #594062 
Mason City West - 428.9511

 Joy Olson
Assistant Vice President,
Real Estate Lending 

NMLS #412053
Downtown Mason City - 428.9409

Casey Purcell
Mortgage Lending Officer  

NMLS #1056578
Mason City West - 423.7121

Chip Thiedeman
Vice President,
Real Estate Lending

NMLS #412058
Garner - 923.2606

Robin Bratvold
Vice President,
Real Estate Lending

NMLS #412045 
Clear Lake - 355.2218

Brigitte DeBell
Mortgage Loan Processing
Supervisor

NMLS #823765 
Mason City - 428.9508

Ben Schmitt
Mortgage Assistant

NMLS #1159098
Mason City - 428.9509

 

 

Lindsey Tell
Mortgage Processor

NMLS #1325865
Mason City - 428.9510
Abby Cunningham
Mortgage Processor

NMLS #1474783
Mason City - 428.9807