Home Loan Center
Local decisions. Local service. Feels like home!
Buying or refinancing a home is one of the biggest financial decisions you will make. We're here to simplify the process for you with:
• simple online mortgage applications;
• convenient locations in Clear Lake, Garner and downtown Mason City and westside Mason City;
• an experienced staff of lending experts;
• competitive interest rates;
• low closing costs;
• local servicing of your loan - your loan remains with Clear Lake Bank & Trust for the life of the loan.
In 2017, Clear Lake Bank & Trust has grant funding up to $7,500 available for qualifying individuals.
- meet our annual income limits/household CAP
1 person, $38,300
2 person, $43,800
3 person, $49,250
4 person, $54,700
- must complete an online financial literacy course
- may use funds toward down payments or closing costs
- can redeem grant toward purchase max of $255,000
- must have a deed restriction
For details about these incentives, contact one of our lenders today!
Clear Lake Bank & Trust Real Estate Team
Mason City - 428.9510
Mason City - 428.9807