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Personal Loans

With more than 150 years of combined experience, our consumer loan department can help you best determine the loan product to suit your needs.  From automobiles and boats to that home improvement project, our friendly, service-oriented consumer lending department is here for you.  Call today to schedule an appointment with any of our installment loan officers.

We will be happy to help you:

  • Secure a home equity loan.
  • Set up a home equity line of credit.
  • Purchase that new or used vehicle, boat, motorcycle, RV, etc.
  • Consolidate your bills.
  • Finance your dream vacation.

Complete an online contact form to get the loan process started.


Gary Peterson

Gary Peterson
NMLS #412056
VP, Consumer Lending
Clear Lake
(641) 355-2229


Joy Olson

Joy Olson
NMLS #412053
Asst' VP, Consumer Lending
Downtown Mason City 
(641) 428-9409

Sandy Whitehurst
Consumer Lending Officer
Clear Lake
(641) 355-2231



Danielle Pace
NMLS #1014515
Retail Branch Manager
Mason City West 

(641) 428-9506

Chip Thiedeman

Chip Thiedeman
NMLS #412058
VP, Consumer/Real Estate 
(641) 923-3621