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Personal Checking Accounts

All Personal Checking Accounts include:

 

 

Checking Account Options
 

For the Technology Savvy
"BreakFree Checking"

  • No Minimum Balance Requirement
  • FREE Debit Card*
  • FREE Internet Bill Pay*
  • FREE Notary Service
  • Requires Acceptance of e-Statements*
  • Unlimited Check Writing
  • Bounce Protection of $500
  • Non-interest Bearing Account
  • All Features Shown at the Top of the Page
 

Simple, No Fee Checking
"Free Checking"

  • No Minimum Balance Requirement
  • No Monthly Service Charge
  • Optional Debit Card - $15/year/card
  • Optional Internet Bill Pay
  • Unlimited check writing
  • Bounce Protection of $300
  • Non-interest bearing account
  • All features shown at the top of the page
 

Checking with Interest
"New Generation Checking"

  • Minimum Balance of $500 to Avoid $6 Monthly Fee
  • Interest Bearing Account
  • Bounce Protection of $500
  • Optional Debit Card - $15/year/card
  • Optional Internet Bill Pay
  • Unlimited Check Writing
  • Interest Accrues Daily and is Paid Monthly When Your Statement is Prepared
  • All of the standard features shown at the top of this page!
 

For Customers Age 55 & Up
"World Class Checking"

  • Interest Bearing Account
  • Bounce Protection of $1,000
  • Membership in our Clear Sailing 55 Club
  • FREE Customized E-Statements - Optional
  • FREE Checks - 2 Boxes/Year (total of 150 Checks)
  • FREE Debit Card
  • FREE Notary Service and Cashiers Checks
  • FREE Clear Sailing Newsletter
  • Unlimited Check Writing
  • Maintain a $1,500 Minimum Balance in a Checking OR Savings Account or $15,000 in CDs to Avoid a $12 Monthly Service Charge