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Personal Checking Accounts
All Personal Checking Accounts include:
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$100 |
$0 |
Yes |
Free |
Free |
No |
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BreakFREE checking is recommended for those who use the Internet and prefer using a debit card to other payment methods. With BreakFREE Checking you'll enjoy:
- No Minimum Balance
- FREE Debit Card*
- FREE Internet Bill Pay*
- FREE Customized E-Statements
- FREE Notary Service
- Requires Acceptance of E-Statements*
- Bounce Protection of $500
- No minimum balance
- All of the standard features shown at the top of this page.
*Debit card is free when you use the card at least 10 times per month, excluding ATM transactions. Otherwise there is a $1.50 monthly dormant fee. We reserve the right to cancel bill pay if the service is not used for three (3) consecutive months. E-Statements are required for this account. If you would like a paper statement, we can convert you to a checking account identical to BreakFree Checking with a $1.50 per month paper statement fee.
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$100 |
$0 |
Yes
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$15/year |
$5/month |
No |
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Free Checking is designed for those who want a free, basic account. With Free Checking, you'll enjoy
- No Minimum Balance
- No Monthly Service Charge
- Bounce Protection of $300
- Optional Debit Card - $15/year/card
- Unlimited Check Writing
- Free Customized E-Statements (optional)
- All of the standard features shown at the top of this page!
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$100 |
$500 |
Yes |
$15/year |
$5/month |
Yes |
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New Generation Checking is our basic interest bearing account. Features include:
- Interest Bearing Account
- Bounce Protection of $500
- Optional Debit Card - $15/year/card
- Unlimited Check Writing
- Free Customized E-Statements - Optional
- $6 Monthly Maintenance Fee if Minimum Balance Falls Below $500
- Interest Accrues Daily and is Paid Monthly When Your Statement is Prepared
- All of the standard features shown at the top of this page!
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$100 |
$1,500 |
Yes |
Free |
$5/month |
Yes |
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World Class Checking is reserved for those customers age 55 and up. By opening a World Class Checking Account, you automatically become a member of our Clear Sailing 55 Club. Features include:
- Interest Bearing Account
- Bounce Protection of $1,000
- Membership in our Clear Sailing 55 Club
- FREE Customized E-Statments - Optional
- FREE Checks - 2 Boxes/Year (total of 300 Checks)
- FREE Debit Card
- FREE Notary Service and Cashiers Checks
- FREE Clear Sailing Newsletter
- $250 Discount on Mortgage Fees
- 0.05% Discount on Personal Loans
- Unlimited Check Writing
- Maintain a $1,500 Minimum Balance in a Checking OR Savings Account or $15,000 in CDs to Avoid a $12 Monthly Service Charge
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