CDs & IRAs

Our Certficates of Deposit are the perfect alternative for your general savings or retirement savings plan.  We offer a variety of CD terms, options, and plans to meet your specific savings needs.

In Clear Lake, call (641) 355-2219
In Garner, call (641) 923-3621
In Mason City, call (641) 423-7121

CD terms include:

  • 3, 6, 7, 12, 13, 18, 24, 25, 27, 32, 36, 48, 60, 72, and 84 months
  • Interest paid monthly, quarterly, semi-annnually, or annually*
  • Interest paid by check, deposit to CLB&T account, or added back to value of CD**

We offer the following retirement plans:

  • Traditional IRAs
  • Roth IRAs
  • Coverdell Education IRAs
  • Supplemental Employee Pension (SEP) Plans

* Interest must be paid at least annually
** Addback interest option only available when interest is paid annually or at maturity.