Checking Accounts

We have several commercial and small business checking accounts created to meet your specific business and organizational needs. Take a look at our product grid below and click on MORE>> for additional information about an account type. Feel free to call one of our business bankers with any questions you may have.

Clear Lake (641) 355-2234

Garner (641) 923-3621

Mason City (641) 423-7121

 

Account Type	Intended For	Monthly Maintenance Fee	Checks Written	Deposits Made	Items Deposited	Interest Bearing
Flat Fee Checking More»	Home Business/Sole Prop	$5	20 free; $0.25/each thereafter	5 free; $0.50/each thereafter	Included	No
Flat Fee Checking Flat Fee Checking is perfect for sole proprietors or those home-based businesses, such as Pampered Chef, Longaberger Baskets, Avon, Mary Kay, etc.  Specifics include:  $5 monthly service charge that includes 20 checks & 5 deposits at no additional charge No additional fee for checks being deposited
Small Business Checking More»	Small Business/ Corporations	$10 if minimum balance falls below $2,000	50 free; $0.30/each thereafter	20 free; $0.50/each thereafter	Click More» for additional info	No
Small Business Checking Designed for our small, but very important, business customers.  By maintaining a minimum balance of just $2,000, we'll waive the $10 montly service charge.  Other features include: 50 free checks/debits each month ; $0.30/each thereafter 20 free deposits/credits each month (that's about 1 deposit per business day); $0.50/each thereafter 75 free deposit items (on us); $0.05/each thereafter 25 free deposit items (foreign); $0.07/each thereafter
Commercial Plus Checking More»	Sole Prop/Non- Profit Orgs.	$8 if minimum balance falls below $1,500	$0.25/each	$0.25/each	Included	Yes
Commercial Plus Checking Commercial Plus Checking is intended for sole proprietorships, non-profit organizations, and government entities only (corporations are not eligible).  Features include: Interest bearing account  Check images returned with statement Interest accrues daily and is paid monthly when your statement is prepared
Commercial Analysis Checking More»	Corporations or Large Transaction Businesses	Click More» for additional info	Click More» for additional info	Click More» for additional info	Click More» for additional info	No, but pays earnings allowance.
Commercial Analysis Checking Commercial Analysis Checking is intended for corporations and large transaction business.  While federal law prohibits us from paying interst on this account, we give you an earnings allowance based on your average account balance to offset any account fees. Monthly maintenance fee of $8 Deposits/credits - $0.25/each On us checks deposited - $0.05/each Foreign checks deposited - $0.07/each Checks/debits - $0.15/each Return items - $1.00/each
Non Profit Checking More»	Non-Profit Organizations	$0	$0	$0	$0	No
Non-Profit Checking At CLB&T, we consider non-profit organizations just as important as any for-profit business.  Our Non-Profit Checking account is a FREE ACCOUNT so the funds from these organizations can be used to better our community, county, state, country & world.
Real Estate & Lawyer Trust Checking More»	Sole Prop/Non- Profit	$8 if minimum balance falls below $1,500	$0.25/each	$0.25/each	Included	Yes
Real Estate/Lawyer Trust Checking The Real Estate/Lawyer Trust Checking account is strictly for use as a trust account. There are no account fees for this account but the account must bear the appropriate state agency's tax ID number for qualification. Front & back check images will be included with the monthly account statement for audit purposes