Business Services/Cash Management

	After Hours Depository - Can't make it to the bank during business hours to make a deposit or loan payment?  No problem!  Check out our after hours depository locations.  Learn more...
	Collect Recovery Service - FREE SERVICE!  When your customers write you a bad check that is returned to you as non-sufficient funds, turn the check over to us.  We'll use our systems and knowledge to collect your returned checks.  With no fees to pay and an average collection rate of 70%, what more could you ask for?  Learn more...
	Direct Payment - Collect customer payments quickly and on time with ACH direct billing from CLB&T.  We will help you develop your direct billing program from start to finish.  Learn more...
	Direct Deposit - Save time and money with an ACH direct deposit program from CLB&T.  We will help you develop your direct deposit program from start to finish.  Learn more...
	Health Savings Accounts (HSAs) - Our bankers are well versed in IRS regulations related to high deductible health insurance plans and health savings accounts, also known as HSAs.  We'd be happy to assist you in setting up health savings accounts for your employees.  Learn more...
	Internet Banking Cash Management - View account details & transactions, manage your cash position, submit direct deposit files, wire transfers...these are just a few of the capabilities of our Internet Banking Cash Management product.  Learn more...
	Merchant Card Services - Accept credit cards and debit cards from your customers with our merchant card services program.  We'll help you complete the paperwork, set up your equipment, and keep you in compliance with the latest PCI rules and regulations.  Learn more...
	Positive Pay - Ensure only the checks you issue, and for the proper amount, are paid from your account with our Positive Pay service.  It's all a part of our Internet Banking Cash Management Service and for you to use at no additional charge.  Learn more...
	Safe Deposit Boxes - Take advantage of the security of our safe deposit box vault for storing valuable assets and papers.  Our vault is secured by thick concrete walls, a modern alarm & monitoring system, and dual control access.  Learn more...
	Virtual Deposit - Looking for a safe, easy and convenient way to make your bank deposit?  Virtual Deposit allows you to deposit checks from the convenience of your office.  Learn more...
	Wire Transfers* - Need to send or receive money almost instantly?  Ask us how our wire transfer services can be the solution you need.  Learn more...
	*Please be aware that criminals often attempt to use wire funds as part of a fraudulent transaction.  Be sure you are comfortable with a wire recipient and the transaction before wiring funds.